This design was for the cover of the magazine that I illustrate for. I figured that since I had drawn the inside illustrations for four years, I would give the cover design a shot. It was to convey the idea of financial matters on the Internet. The monitor was done first from scratch in Xara, then the dollar signs were done with the blend tool, duplicated, rotated and resized. The background consists of stock Xara photos from the CD blended together with the transparency tool. Mountain and tree silhouettes were then added.  There's a lot of detail that the JPG version doesn't show.